Medicare or My Group Plan-What Should I Do? The average American becomes eligible for Mediare coverage at age 65. But if you are still working and your employer provides healthcare, do you really need to enroll in Medicare? What about Medicare’s prescription drug benefit? Medicare Part A, which most people should enroll in regardless of […]
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Medigap Pro: “A Must – Your Welcome to Medicare Physical” The “Welcome to Medicare” physical exam is a one-time, preventive physical exam Medicare will cover within the first 12 months of having Medicare Part B. It is highly recommended that you take advantage of this free exam, as it will help you better understand which
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The Alphabet Soup that is Medicare One of the first things I seek to clarify with people when they ask me about Medicare and Medicare Supplements is to help them understand the alphabet soup that is Medicare as Medicare and Medicare Supplements use letters to label the various parts. The purpose of this paper is
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The Most Important Six Months of Medicare Failure to understand the six-month rule could place your health care in jeopardy. What is this most important six-month rule? If you do not enroll in a Medicare Supplement when you first go on Medicare Part B or within the first six months of your Medicare Part B
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The Part D Doughnut Hole Explained When one turns age 65 they are presented with the confusion that is Medicare. Many questions arise such as how to apply for benefits, when to apply for benefits, what Medicare (Part A, Part B) should I choose and what about prescription drug benefits. Over the years working with
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The Fear of Medicare Eliminated The fear of working with Medicare is much greater than the reality of working with Medicare. Understanding how Medicare pays your claims and how providers are reimbursed will help eliminate any concern one may have. When you see a provider, you will give the provider your Medicare Card as well
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Turning Age 65 – 3 Options When you turn age 65 you have a decision to make which will impact your financial well-being perhaps for the rest of your life. This decision deals with how you will address your future medical cost with Medicare. You basically have two options. Option 1 Enroll in Medicare Parts
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Medicare Or My Group Plan – What Should I Do? The average American becomes eligible for Medicare coverage at age 65. But if you’re still working and your employer provides healthcare, do you really need to enroll in Medicare? What about Medicare’s prescription drug benefit? Medicare Part A, which most people should enroll in regardless
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The One Paragraph for Medigap Policies You Need to Read If you were to ask me what is one of the most important paragraphs, if not the most important paragraph in The Medicare & You Guidebook I would have to say it is found on page 81 of the Medicare & You 2017 guidebook. It
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The Most Important Two Things to Know about Medicare Recently I had a conversation with a potential client regarding the frustration of understanding the world of Medicare and the Medicare enrollment process. My client asked a very simple question – “How can I know I am doing the right thing? How can I know I
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